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Delegated Authority is all about expertise – why settle for anything less from your vendor?

Written by Dave Connors | Jan 29, 2025 12:47:19 PM

Delegated Authority (DA) is all about leveraging expertise – insurers delegate the responsibility of underwriting to MGAs because they have specific expertise in a class of business, the insurance market in a particular territory, or even marketing to a niche demographic. But for all its advantages, it does add complexity – requiring precise management of relationships, regulatory compliance, and data flows. Selecting a software vendor to support DA operations is crucial, but an area where too often insurers don’t follow the logic of demanding the same expertise from their vendor as they do from their MGAs.At distriBind we are experts in DA, and our product was built out of the first-hand experience of our founder, Dave Connors. Here’s why that matters:

  1. A specialised approach to DA’s pain points

As Dave Chapelle almost said, “specific problems require specific solutions”…

Whether its regarding the reporting of data at different times and in different structures/formats, difficulties in reconciliation or verification of premium and claim data based on inconsistent data quality, lack of data visibility in disparate reporting chains etc. you need a solution that is tailored to the unique requirements of DA.

distriBind’s core features and workflow are designed from the ground up to solve the above problems and more.

  1. Streamlining Processes to actually save time

Bordereaux Management is an essential part of DA Operations, but too many solutions forget that there is much more to DA Operations than simply processing or cleansing bordereaux.

You need more than automation in bordereaux processing, you need:

  • API integration to remove bordereaux wherever possible
  • Connection of data across bordereaux to recognise changes in risk profile
  • Elegant error handling that doesn’t leave good data held-up by bad
  • Integration of data from any source, API, bordereaux, XML, PDF etc.
  • Multiple levels of data granularity from portfolio, to contract to risk/claim to transaction
  • Automated workflow for premium reconciliation, cash allocation, and claim verification
  1. Data with understanding

As we’ve already discussed legendary American sketch shows, if you’ve seen Key & Peele’s substitute teacher sketch you will know that data will only take you so far… there has to be understanding too. We haven’t taught in the inner city for 20 years, but we have been immersed in DA.

Our workflows drive reports that give real insight, with key reports and screens for multiple functions from Portfolio Underwriters, middle/back-office technicians, and claims handlers.

distriBind – your DA expert vendor

When choosing delegated authority partners, you will be careful to ensure that you work with experts in their field – this discernment should When choosing MGAs and delegated authority partners, you will be careful to ensure that you work with experts in their field – this discernment should not stop when it comes to vendor selection.

From powerful data ingestion, to automated and flexible workflows, and detailed actionable dashboards, distriBind provides expert solutions to improve your DA Operations.